{"id":1950,"date":"2019-08-16T07:53:29","date_gmt":"2019-08-16T04:53:29","guid":{"rendered":"https:\/\/solanteq.web-design.ee\/the-unified-instant-payments-gateway\/"},"modified":"2025-10-15T15:06:38","modified_gmt":"2025-10-15T12:06:38","slug":"the-unified-instant-payments-gateway","status":"publish","type":"post","link":"https:\/\/solanteq.com\/fr\/the-unified-instant-payments-gateway\/","title":{"rendered":"The unified instant payments gateway"},"content":{"rendered":"

[vc_row full_width=\u00a0\u00bbstretch_row\u00a0\u00bb content_placement=\u00a0\u00bbmiddle\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1750152907679{background-image: url(https:\/\/solanteq.com\/wp-content\/uploads\/2025\/06\/700d930fa812f85fa85619c4ab0f75331.jpg?id=2542) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}\u00a0\u00bb][vc_column el_class=\u00a0\u00bbser-darken\u00a0\u00bb][vc_empty_space height=\u00a0\u00bb80px\u00a0\u00bb][vc_custom_heading text=\u00a0\u00bbThe unified instant payments gateway\u00a0\u00bb font_container=\u00a0\u00bbtag:h1|font_size:64px|text_align:left|color:%23FFFFFF|line_height:84px\u00a0\u00bb use_theme_fonts=\u00a0\u00bbyes\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1750060225804{margin-bottom: 0px !important;margin-left: -5px !important;}\u00a0\u00bb el_class=\u00a0\u00bbheading-big\u00a0\u00bb][vc_empty_space height=\u00a0\u00bb80px\u00a0\u00bb][\/vc_column][\/vc_row][vc_row full_width=\u00a0\u00bbstretch_row\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1749741235049{background-color: #434D59 !important;}\u00a0\u00bb el_class=\u00a0\u00bbpost-row-single\u00a0\u00bb][vc_column][vc_empty_space height=\u00a0\u00bb40px\u00a0\u00bb][vc_column_text css=\u00a0\u00bb\u00a0\u00bb]<\/p>\n

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With the rapid pace of digitalisation and the constant growth of e-commerce, easy and instant cashless payments are becoming a must-have for consumers of financial services.<\/p>\n

The past few years have seen the fast development of national fast payment systems in compliance with the ISO 20022 international financial communications standard. Currently countries are one by one implementing local, instant real-time payment systems, including: Europe \u2013 SCT Inst, Australia \u2013 NPP, India \u2013 UPI, Sweden \u2013 Swish, Singapore \u2013 FAST, Russia \u2013 SBP and others.<\/p>\n

Fast payment services have a huge positive impact on economic growth. A user-friendly and transparent money transfer experience for both senders and receivers leads to an increase in the consumption of goods and services. This translates into production growth and thereby increased GDP.\u00a0The national systems\u2019 regulators stimulate consumer activity via lower tariffs and faster transactions in order to streamline the money flow and compete with traditional international money transfer systems over the payment industry control.<\/p>\n

IMPORTANT FEATURES<\/h2>\n

Instant money transfer services have received positive feedback from both banks and potential users.<\/p>\n

NATIONAL FAST PAYMENT SYSTEMS PROVIDE CONTINUOUS AVAILABILITY, SIMPLICITY AND SECURITY, REAL-TIME PROCESSING AND NOTIFICATION ABOUT THE FINAL STATUS OF THE PAYMENT<\/b><\/span><\/p>\n

Instant payment systems make it possible to transfer money by specifying a recipient\u2019s unique identifier such as phone or account number, by scanning the qr code or via a virtual payment address, providing the sender\u2019s bank and receiver\u2019s bank are connected to the specified system. There is a selection of different speedy money transfer options:<\/p>\n

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  • Person to Person (P2P), including to personal accounts (Me2Me)<\/li>\n
  • Customer to Business (C2B)<\/li>\n
  • Customer to Government (C2G)<\/li>\n
  • Business to Customer (B2\u0421)<\/li>\n
  • Business to Business (B2\u0412)<\/li>\n
  • <\/li>\n<\/ul>\n

    CONNECTING TO THE FUTURE<\/h2>\n

    Instant payment systems are beneficial for all participants in the payment chain:<\/p>\n

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    • Convenience \u2013 ease of initiating the money transfer, simple recipient details (for example, mobile phone number, QR code, others.)<\/li>\n
    • Speed \u2013 payments made in seconds<\/li>\n
    • 365\/24\/7 availability<\/li>\n
    • Low cost<\/li>\n
    • Scalability<\/li>\n
    • Data security<\/li>\n
    • <\/li>\n<\/ul>\n

      In order to connect to the national fast payment system, banks need to properly adapt their internal processes, choose the appropriate integration solution and pass certification with the national system operator.<\/p>\n

      CHOOSING AN INTEGRATION SOLUTION?<\/h2>\n

      The selected product should provide easy integration with the internal banking system, support different protocols and fully address instant payment system requirements.<\/p>\n

      The Solution should:<\/p>\n

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      • Support instant and deferred payments options<\/li>\n
      • Maintain limits on the transferred amount<\/li>\n
      • Include fraud monitoring<\/li>\n
      • Flexibly calculate commissions if applicable<\/li>\n
      • Create invoices and generate reports<\/li>\n
      • Identify any discrepancies and perform regular reconciliations<\/li>\n
      • Process dispute cycle documents, create and classify dispute cases accordingly<\/li>\n
      • <\/li>\n<\/ul>\n

        Introduced by Solanteq, Solar Rapid Transfer is fully compliant with the mandatory scheme requirements. The product allows a link to be maintained between the bank account number and the client\u2019s unique identifiers and can be seamlessly integrated with a wallet solution from Solanteq or 3rd party providers.<\/p>\n

        The solution maintains flexible rules for calculating fees and helps to perform reconciliation with both the national payment system and core accounting systems.<\/p>\n

        Furthermore, the product does not require expensive hardware due to its horizontal scalability.<\/p>\n

        SOLAR RAPID TRANSFER SUPPORTS ALL THE FEATURES OF THE INSTANT PAYMENT SERVICE, IT\u2019S PLANNED MODIFICATIONS, AND PROVIDES RELEVANT UPDATES IN A TIMELY MANNER. THE SOLUTION WILL HELP TO INCREASE TRANSACTION OPTIONS BY SOPPORTING A SEAMLESS CONNECTION TO THE NATIONAL FAST PAYMENT SYSTEM<\/b><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n

        [\/vc_column_text][vc_empty_space height=\u00a0\u00bb40px\u00a0\u00bb][\/vc_column][\/vc_row][vc_row full_width=\u00a0\u00bbstretch_row\u00a0\u00bb equal_height=\u00a0\u00bbyes\u00a0\u00bb content_placement=\u00a0\u00bbmiddle\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1748342848647{margin-bottom: -40px !important;padding-top: 30px !important;padding-bottom: 30px !important;background-color: #E8432D !important;}\u00a0\u00bb][vc_column width=\u00a0\u00bb1\/6″ css=\u00a0\u00bb.vc_custom_1748443670093{border-color: #FFFFFF !important;}\u00a0\u00bb el_class=\u00a0\u00bbbenefit-icon-col\u00a0\u00bb][vc_empty_space height=\u00a0\u00bb30px\u00a0\u00bb el_class=\u00a0\u00bbmobile-off\u00a0\u00bb][vc_single_image image=\u00a0\u00bb507″ img_size=\u00a0\u00bbfull\u00a0\u00bb alignment=\u00a0\u00bbcenter\u00a0\u00bb css=\u00a0\u00bb\u00a0\u00bb][vc_empty_space height=\u00a0\u00bb30px\u00a0\u00bb el_class=\u00a0\u00bbmobile-off\u00a0\u00bb][\/vc_column][vc_column width=\u00a0\u00bb5\/6″ el_class=\u00a0\u00bbbenefit-content-col\u00a0\u00bb][vc_custom_heading text=\u00a0\u00bbSOLAR Transaction Processing Suite for your business to shine\u00a0\u00bb font_container=\u00a0\u00bbtag:h3|font_size:32px|text_align:left|color:%23FFFFFF|line_height:34px\u00a0\u00bb use_theme_fonts=\u00a0\u00bbyes\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1748964410636{margin-bottom: 10px !important;}\u00a0\u00bb el_class=\u00a0\u00bbweight-regular\u00a0\u00bb][vc_empty_space height=\u00a0\u00bb30px\u00a0\u00bb][vc_btn title=\u00a0\u00bbGet in touch\u00a0\u00bb style=\u00a0\u00bbcustom\u00a0\u00bb custom_background=\u00a0\u00bb#E8432D\u00a0\u00bb custom_text=\u00a0\u00bb#FFFFFF\u00a0\u00bb shape=\u00a0\u00bbround\u00a0\u00bb size=\u00a0\u00bblg\u00a0\u00bb align=\u00a0\u00bbleft\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1749727141010{margin-bottom: 0px !important;border-color: #FFFFFF !important;}\u00a0\u00bb link=\u00a0\u00bburl:%23″ el_class=\u00a0\u00bbbutton-red-bg popmake-1550″][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

        The bank of the future: what does it look like? What trends are shaping the advancement of the banking sector?<\/p>\n","protected":false},"author":3,"featured_media":2543,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[43,21],"tags":[],"class_list":["post-1950","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-fr","category-news-fr"],"_links":{"self":[{"href":"https:\/\/solanteq.com\/fr\/wp-json\/wp\/v2\/posts\/1950","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/solanteq.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/solanteq.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/solanteq.com\/fr\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/solanteq.com\/fr\/wp-json\/wp\/v2\/comments?post=1950"}],"version-history":[{"count":1,"href":"https:\/\/solanteq.com\/fr\/wp-json\/wp\/v2\/posts\/1950\/revisions"}],"predecessor-version":[{"id":2545,"href":"https:\/\/solanteq.com\/fr\/wp-json\/wp\/v2\/posts\/1950\/revisions\/2545"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/solanteq.com\/fr\/wp-json\/wp\/v2\/media\/2543"}],"wp:attachment":[{"href":"https:\/\/solanteq.com\/fr\/wp-json\/wp\/v2\/media?parent=1950"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/solanteq.com\/fr\/wp-json\/wp\/v2\/categories?post=1950"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/solanteq.com\/fr\/wp-json\/wp\/v2\/tags?post=1950"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}