{"id":2261,"date":"2025-05-11T11:43:49","date_gmt":"2025-05-11T08:43:49","guid":{"rendered":"https:\/\/solanteq.web-design.ee\/october-2025-eds-and-vop-new-epc-initiative-to-go-live-2\/"},"modified":"2026-03-12T19:32:50","modified_gmt":"2026-03-12T16:32:50","slug":"october-2025-eds-and-vop-new-epc-initiative-to-go-live-2","status":"publish","type":"post","link":"https:\/\/solanteq.com\/fr\/october-2025-eds-and-vop-new-epc-initiative-to-go-live-2\/","title":{"rendered":"October 2025, EDS and VOP: New EPC initiative to go live"},"content":{"rendered":"

[vc_row full_width=\u00a0\u00bbstretch_row\u00a0\u00bb content_placement=\u00a0\u00bbmiddle\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1773333165401{background-image: url(https:\/\/solanteq.com\/wp-content\/uploads\/2025\/05\/maria_domnina-banking-4896670_1920.jpg?id=2931) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}\u00a0\u00bb][vc_column el_class=\u00a0\u00bbser-darken\u00a0\u00bb][vc_empty_space height=\u00a0\u00bb80px\u00a0\u00bb][vc_custom_heading text=\u00a0\u00bbOctober 2025, EDS and VOP: New EPC initiative to go live\u00a0\u00bb font_container=\u00a0\u00bbtag:h1|font_size:64px|text_align:left|color:%23FFFFFF|line_height:84px\u00a0\u00bb use_theme_fonts=\u00a0\u00bbyes\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1750074054738{margin-bottom: 0px !important;margin-left: -5px !important;}\u00a0\u00bb el_class=\u00a0\u00bbheading-big\u00a0\u00bb][vc_empty_space height=\u00a0\u00bb80px\u00a0\u00bb][\/vc_column][\/vc_row][vc_row full_width=\u00a0\u00bbstretch_row\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1749741235049{background-color: #434D59 !important;}\u00a0\u00bb el_class=\u00a0\u00bbpost-row-single\u00a0\u00bb][vc_column][vc_empty_space height=\u00a0\u00bb40px\u00a0\u00bb][vc_column_text css=\u00a0\u00bb\u00a0\u00bb]<\/p>\n

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The European Payments Council (EPC) announced the new major initiative for PSPs, to strengthen security and improve interoperability in payments across Europe, which is planned to go live in October 2025.<\/p>\n

WHAT IS IT ABOUT?<\/h2>\n

On October 10, 2024 the EPC issued the Verification Of Payee (VOP) rulebook describing guidelines and establishing verification APIs for PSPs in the Single Euro Payments Area (SEPA), which participants must comply with.<\/p>\n

The VOP scheme implies a method of communication between payer\u2019s and payee\u2019s PSPs for account-to-account payments. The payer conducts payee verification through direct interaction between the two PSPs. They instantly exchange with the VOP messages: request for the payee\u2019s identification, response \u2014 match, no match or close match.<\/p>\n

Participants in the VOP must be registered in the EPC Directory Service (EDS). EDS stores the necessary routing data for processing requests and responses. It also enables the payer\u2019s and payee\u2019s PSPs to veriify that both are involved in the scheme. The EDS won\u2019t contain any personal data or IBAN, as it will solely be used for routing purposes between financial institutions.<\/p>\n

All VOP messages processing should be hold by special standardized VOP service in accordance with the rulebook either implemented by the PSP itself or in cooperation with the VOP service provider. That\u2019s quite a challenge and choosing a correct technical service provider is a must whether PSP is already equipped with the domestic VOP or not, now it\u2019ll need to be adapted to the new format outlined in the rulebook.<\/p>\n

Solanteq<\/b><\/span>\u00a0will help you address the challenges whether it is to connect the current system or implement the new one from scratch.\u00a0SOLAR Payment Hub<\/b><\/a>\u00a0and\u00a0SOLAR Switch<\/b><\/a>, with their rich APIs, help\u00a0PSPs<\/b><\/a>\u00a0comply with current and upcoming requirements and establish a strong market presence.<\/p>\n

THE TIMELINE<\/h2>\n

As the project launch scheduled for October 5th, 2025, and the deadline for PSPs to achieve VOP services conformity set for October 9th, the focus this year will be on preparation, initiation, and ensuring compliance.<\/p>\n

The prime time for implementation is now. EDS most likely will be ready for trial from June 2025, it means that participants will have less than 6 months for probation and testing. With each passing day, the time to set up working VOP solution being ready to connect to the EDS, becomes more limited.<\/p>\n

WHY TO COMPLY<\/h2>\n

Regulations and standards always come hand in hand with the opportunity to improve the customer journey. As the volume and variety of money transfers continue to grow, VOP offers a more convenient service and enhanced security for users who prioritize these aspects. The efforts of PSPs adopting this innovation will be positively received by their existing and potential clients improving the onboarding statistics. For individuals this will bring more confidence that the payment won\u2019t be mistakenly sent to the wrong recipient or a fraudster. In case of dealing with merchants, it provides an opportunity to reduce disputes, enhance customer loyalty, track and control merchants to minimize fraud.<\/p>\n

It\u2019s time to catch the wave in a highly demanding market and implement the appropriate tools to deliver cutting-edge service for the clients. Embracing continuous modernization and staying open-minded to technological progress is essential for modern PSPs to remain competitive.<\/p><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n

[\/vc_column_text][vc_empty_space height=\u00a0\u00bb40px\u00a0\u00bb][\/vc_column][\/vc_row][vc_row full_width=\u00a0\u00bbstretch_row\u00a0\u00bb equal_height=\u00a0\u00bbyes\u00a0\u00bb content_placement=\u00a0\u00bbmiddle\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1748342848647{margin-bottom: -40px !important;padding-top: 30px !important;padding-bottom: 30px !important;background-color: #E8432D !important;}\u00a0\u00bb][vc_column width=\u00a0\u00bb1\/6″ css=\u00a0\u00bb.vc_custom_1748443670093{border-color: #FFFFFF !important;}\u00a0\u00bb el_class=\u00a0\u00bbbenefit-icon-col\u00a0\u00bb][vc_empty_space height=\u00a0\u00bb30px\u00a0\u00bb el_class=\u00a0\u00bbmobile-off\u00a0\u00bb][vc_single_image image=\u00a0\u00bb507″ img_size=\u00a0\u00bbfull\u00a0\u00bb alignment=\u00a0\u00bbcenter\u00a0\u00bb css=\u00a0\u00bb\u00a0\u00bb][vc_empty_space height=\u00a0\u00bb30px\u00a0\u00bb el_class=\u00a0\u00bbmobile-off\u00a0\u00bb][\/vc_column][vc_column width=\u00a0\u00bb5\/6″ el_class=\u00a0\u00bbbenefit-content-col\u00a0\u00bb][vc_custom_heading text=\u00a0\u00bbSOLAR Transaction Processing Suite for your business to shine\u00a0\u00bb font_container=\u00a0\u00bbtag:h3|font_size:32px|text_align:left|color:%23FFFFFF|line_height:34px\u00a0\u00bb use_theme_fonts=\u00a0\u00bbyes\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1748964410636{margin-bottom: 10px !important;}\u00a0\u00bb el_class=\u00a0\u00bbweight-regular\u00a0\u00bb][vc_empty_space height=\u00a0\u00bb30px\u00a0\u00bb][vc_btn title=\u00a0\u00bbGet in touch\u00a0\u00bb style=\u00a0\u00bbcustom\u00a0\u00bb custom_background=\u00a0\u00bb#E8432D\u00a0\u00bb custom_text=\u00a0\u00bb#FFFFFF\u00a0\u00bb shape=\u00a0\u00bbround\u00a0\u00bb size=\u00a0\u00bblg\u00a0\u00bb align=\u00a0\u00bbleft\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1749727141010{margin-bottom: 0px !important;border-color: #FFFFFF !important;}\u00a0\u00bb link=\u00a0\u00bburl:%23″ el_class=\u00a0\u00bbbutton-red-bg popmake-1550″][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

The European Payments Council (EPC) announced the new major initiative for PSPs, to strengthen security and improve interoperability in payments across Europe, which is planned to go live in October 2025.<\/p>\n","protected":false},"author":3,"featured_media":2932,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[43,21],"tags":[],"class_list":["post-2261","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-fr","category-news-fr"],"_links":{"self":[{"href":"https:\/\/solanteq.com\/fr\/wp-json\/wp\/v2\/posts\/2261","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/solanteq.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/solanteq.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/solanteq.com\/fr\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/solanteq.com\/fr\/wp-json\/wp\/v2\/comments?post=2261"}],"version-history":[{"count":5,"href":"https:\/\/solanteq.com\/fr\/wp-json\/wp\/v2\/posts\/2261\/revisions"}],"predecessor-version":[{"id":2934,"href":"https:\/\/solanteq.com\/fr\/wp-json\/wp\/v2\/posts\/2261\/revisions\/2934"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/solanteq.com\/fr\/wp-json\/wp\/v2\/media\/2932"}],"wp:attachment":[{"href":"https:\/\/solanteq.com\/fr\/wp-json\/wp\/v2\/media?parent=2261"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/solanteq.com\/fr\/wp-json\/wp\/v2\/categories?post=2261"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/solanteq.com\/fr\/wp-json\/wp\/v2\/tags?post=2261"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}