Blog

From JPMorgan to PayPal, Solanteq looks at why banks and fintechs are launching stablecoins to cut costs and speed up cross-border payments.

Solanteq explains the EPC’s Verification of Payee (VOP) and Directory Service (EDS), the new EU rules PSPs must meet for safer euro payments.

Solanteq traces how open banking and instant transfers are turning A2A payments into a faster, cheaper alternative to cards for banks and merchants.

Solanteq unpacks what PSD3 changes after PSD2: stronger authentication, better fraud data sharing and wider refund protection for payment firms.

How generative AI is reshaping fintech: fraud detection, credit scoring, data risks, and how regulators worldwide are responding.

What is a Central Bank Digital Currency and how will it change banks? Solanteq explains CBDC benefits, risks, and bank infrastructure impact.

Explore 2023’s top banking trends: embedded finance via BaaS and APIs, AI-driven personalization, and new payment options like BNPL and QR codes.

How China’s CIPS system enables yuan-based cross-border payments alongside SWIFT, now connecting 4,400+ banks in 182 countries.

Buy Now, Pay Later is reshaping retail: how BNPL works, its rise in e-commerce, regulatory concerns, and where the model is headed next.

A guide to the EU’s NIS2 and DORA directives: cybersecurity and operational resilience rules for banks, and how Solanteq helps you comply.

How Bank-as-a-Service lets non-financial companies embed banking via APIs, and how Solanteq’s modular SOLAR platform powers this model.

From 1990s tech to a global payment standard: how QR codes evolved, why COVID accelerated adoption, and their many payment use cases today.

How banks cut their environmental footprint with cloud services, digital payment cards instead of plastic, and paperless document management.

3-D Secure 2.3 adds biometric and passwordless authentication via WebAuthn, enabling frictionless checkout while strengthening fraud prevention.

How CI/CD automation speeds up code builds, cuts errors, and helps financial institutions deliver software updates faster and more reliably.

Why banks must migrate from SWIFT MT to ISO 20022 by November 2025, and how the new XML standard improves data, transparency, and security.

How blockchain and DeFi are reshaping banking through smart contracts, digital mortgages, blockchain KYC, and cross-border payment innovation.

12 years on, crypto regulation is evolving fast: how countries are legalizing digital assets, from El Salvador’s Bitcoin move to global finance.

Solanteq’s SOLAR Testing Toolkit 3.0 adds environment replication, dynamic load testing, and multi-protocol support for payment system QA.

How COVID-19 sped up banking’s shift to digital: online-first services, Open Banking APIs, better mobile UX, and emerging VR/AR interfaces.