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The Digital Assets Forum in London turned out to be one of those events where you can feel a market maturing in real time. Strong attendance, highly engaged professionals, conversations less about what is possible and more about how to operate at scale, under regulation, and with bank-grade reliability. The event highlighted a clear shift: this is no longer an experimental sandbox, it’s infrastructure territory.

The migration to ISO 20022 is one of the most significant changes in global payments. For all financial institutions that use SWIFT for cross-border payments, the final deadline for full adoption was November 2025.

On December 2, Solanteq team took part in Digital Finance Summit 2025 in Brussels, one of Europe’s premier fintech gatherings.
From insightful sessions to dynamic networking, DFS 2025 brought together innovators, banks, and fintechs driving the next chapter of digital finance.

On June 17, the U.S. Senate passed the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS Act). This law establishes the first federal regulatory framework for payment stablecoins. It defines who can issue them, how they must be backed, and how they should be supervised.

The financial industry is undergoing a significant transformation. Traditional banks like Bank of America, Standard Chartered, and Deutsche Bank, along with fintech companies such as PayPal, Revolut, and Stripe, are entering the stablecoin market by launching their own stablecoins.

The European Payments Council (EPC) announced the new major initiative for PSPs, to strengthen security and improve interoperability in payments across Europe, which is planned to go live in October 2025.

In an era of constant technological progress in the financial world, A2A (Account to Account) transactions that are undergoing promising changes and becoming an important factor in the history of payment innovations.

Following PSD2, the Payment Services Directive 3 (PSD3) introduces a range of updates intended to strengthen security, encourage innovation, and streamline the efficiency of the European payments sector.

A major breakthrough in the artificial intelligence (AI) industry came with the introduction of ChatGPT in the fall of 2022.

The bank of the future: what does it look like? What trends are shaping the advancement of the banking sector?