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The financial industry is undergoing a significant transformation. Traditional banks like Bank of America, Standard Chartered, and Deutsche Bank, along with fintech companies such as PayPal, Revolut, and Stripe, are entering the stablecoin market by launching their own stablecoins.

The European Payments Council (EPC) announced the new major initiative for PSPs, to strengthen security and improve interoperability in payments across Europe, which is planned to go live in October 2025.