SOLAR Digital Card – Modern Contactless Payment Opportunities for Your Customers

SOLAR Digital Card is a universal software package for issuing a full-featured digital version of bank cards, replacing or supplementind regular plastic cards with their virtual equivalent. The solution allows stylish and personalised apps to be createdd for remote banking services.


Enhancing customer digital onboarding, SOLAR Digital Card offers a convenient way to pay with a smartphone and do online shopping using digital versions of bank credit or debit cards stored in the mobile app.

  • Card management system for issuing digital cards with customisation according to customer needs.
  • Native integration with SOLAR Retail Banking and support for other existing back office solutions.
  • Payments, transfers, balance top-up, cash withdrawal, invoicing, and bill payments. Card application through the mobile app with the ability to attach personal identification documents, application status tracking.
  • Link between the digital card and other cards, automatic top-up.
  • Set/change PIN.
  • User-friendly navigation in the SOLAR Mobile app.
  • SOLAR MPI and SOLAS ACS as a part of the Digital Card package to support the 3-D.
  • Secure authentication protocol.
  • Informative notifications.
  • History of operations with the ability to display detailed information.
  • Personal loyalty programs.
  • Interactive chats between customers and bank employees.
  • PFM functions: chart visualisation of expenses and movements of client funds.


  • Easy integration with your processing system according to standard international protocols.
  • Installation, integration and launch in 2-4 months.
  • Minimal hardware and software requirements.
  • Experience in building interfaces with dozens of well-known information systems.
  • Deep integration with all your products.
  • Out-of-the-box customisable processes and screens ready for launch.
  • The developer of the SOLAR platform, Solanteq company, specialises in creating innovative components for building payment solutions and digital apps. SOLAR software products are easily scalable, natively integrate into cloud environments, provide maximum fault-resistance and can be supplied in the form of containers, flexibly customised to client requests. SOLAR platform is universal, for the development of retail business for banks and processing companies.


SOLAR Digital Card can be implemented based on SOLAR Retail Banking –  a smart and highly customisable back office – or integrated with the customer’s existing system. The solution aims to attract new customers and increase the loyalty of the existing ones.

Users get significant benefits:

  • Online application submission and instant card issuance.
  • Simple and user-friendly control in the SOLAR Mobile app from a smartphone or the web.
  • Informative alerts and their flexible configuration.
  • Support of the full functionality identically to physical cards (online payments or contactless payments with a smartphone, cash withdrawals and money transfers).
  • Protection from card data copying.

The SOLAR Retail Banking platform allows all types of retail customer service agreements to be concluded, the product contains all the necessary mechanisms for the processing and accounting of digital card transactions.

Mobile and e-commerce payments and transfers are interactive scenarios. They often require the consolidation of several steps processed with different systems into one business transaction. SOLAR Payment Hub can be used as a convenient single orchestrator for all types of digital payments.


SOLAR Digital Card provides high-quality protection from fraud – thanks to the built-in SOLAR Fraud Prevention module and the elimination of card loss and data copying risks.

SOLAR Fraud Prevention conducts transaction analyses based on customisable rules and customer behaviour analyses.


The SOLAR Reporting system quickly generates informative and user-friendly reports that allow customer activity to be monitored, loyalty programs to be implemented on the solid SOLAR Loyalty platform or any other, and anti-fraud strategies to be set up.

SOLAR Reporting can prepare consolidated output from the data of multiple information systems, which allows you to remove any restrictions on the number and types of data sources for your reports.


SOLAR Digital Card will significantly reduce your expenses on the physical issuance and reissuance of plastic cards.

All SOLAR products are horizontally scalable and so do not require expensive hardware or software components.

We are sure that SOLAR Digital Card will be one of the key elements in your digital strategy as a reliable tool for electronic payments. Contact us, we're happy to organise a demonstration and answer your questions in detail.